Fort Lauderdale Attorney
The law firm of Allison L. Friedman, P.A., uses our extensive experience in collecting debts to protect those consumers being harassed by debt collectors. Collectors’ practices are governed by the Fair Debt Collection Practices Act and consumers are entitled to damages for any violations. Our firm will evaluate your communications from debt collectors and protect your rights from unethical and harassing actions.
To learn how we can help you stop collection calls or deal with creditor harassment, please contact a lawyer from our Aventura law office today.
The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) is a federal law that establishes the acceptable means of debt collection by debt collectors. The FDCPA:
- Establishes hours that creditors can call: Between 8 a.m. and 9 p.m.
- Bans creditors from making collection calls or other contacts at work
- Bans harassment or abuse by creditors
- Bans creditors from using lies or deceit to collect the debt
- Bans creditors from concealing their identity on the phone
Florida Consumer Collection Practices Act
The Florida Consumer Collection Practices Act (FCCPA) is a law that establishes the acceptable means of collecting debts at the state level. The FDCPA and the FCCPA share many of the same provisions. Creditors found to be in violation of the FCCPA may face criminal penalties.
We are thoroughly familiar with FCCPA and how it affects both parties involved in collections. Additionally, we are well-versed on the Florida Deceptive and Unfair Trade Practices Act, which protects both consumers and businesses from deceptive business practices, unfair competition, or other adverse business acts.