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Some people who default on their student loans do try to pay them off for years or even decades before they realize they can't make that payment. It's just such a long-term process that they may have had high hopes of paying at the beginning, before seeing that dream...
It can be very frustrating to have unpaid invoices. As a business owner, you've already rendered services and you expect to get paid. Maybe you sold products and the invoice is for that cost. Either way, you feel that you're being ripped off because someone is not...
